Find the Right Loan, with the Right Guidance

Overview

Buying a home is one of the most important financial decisions you will ever make. At Ebony Finance, we take the stress out of the process by comparing lenders, explaining your options, and guiding you every step of the way. Whether you’re a first-home buyer, upgrading, or building an investment portfolio, we are here to secure the right loan for your needs. 

Types of Home Loans We Can Help With

✅ First Home Buyer Loans – Guidance on deposits, government grants, and stamp duty concessions.
✅ Next Home / Upgrade Loans – Tailored solutions for families looking for more space or a lifestyle change.
✅ Investment Property Loans – Loans designed to help you build long-term wealth through property.
✅ Specialized Loans – Low-doc and self-employed solutions where traditional lenders may say “no.”

Why Choose Ebony Finance?

✅  Access to a wide panel of banks and non-bank lenders
✅  Unbiased advice and personalized loan strategies
✅  Transparent guidance with no jargon
✅  Support from pre-approval to settlement and beyond 

Step-by-Step Process

1. Initial Chat – We listen to your goals and assess your situation.
2. Loan Comparison – We research and compare lenders on your behalf.
3. Application & Approval – We handle the paperwork and liaise with banks.
4.  Settlement – We make sure everything runs smoothly until the keys are in your hand.
5. Ongoing Support – We review your loan regularly to keep you on track.

FAQs

Q: How much deposit do I need?
Most lenders require at least 5–20% of the property value, but government schemes can help reduce this.

Q: Can I get approved if I’m self-employed?
Yes, we specialize in finding lenders who are flexible with self-employed clients.

Q: How long does approval take?
Pre-approvals can be issued in as little as a few days; full approval usually takes 1–3 weeks.