Finance Solutions to Grow Your Business

Overview

Running and growing a business often requires access to the right finance. At Ebony Finance, we work with a wide panel of lenders to provide tailored commercial loan solutions—whether you are purchasing an office, investing in a warehouse, or refinancing existing facilities. Our role is to simplify the process and negotiate the best terms for your business.

Types of Commercial Loans

We can assist with a wide range of commercial lending solutions, including:

✅ Commercial Property Loans – Finance to purchase or refinance offices, shops, or warehouses.
✅  Development Finance – Tailored funding for property developers, from small projects to larger scale.
✅ Business Expansion Loans – Funding to grow, renovate, or open new locations.
✅ Working Capital Facilities – Lines of credit and overdrafts to help manage cash flow

Why Choose Ebony Finance

✅ Access to Multiple Lenders – We source commercial solutions beyond the big banks.
✅ Tailored Structures – Loans structured around your business’s cash flow and growth plans.
✅ Negotiation Power – We liaise with lenders to secure competitive terms.
✅ Time-Saving – We handle paperwork, so you can focus on running your business.
 

Step-by-Step Process

1. Initial Discovery – Understand your business goals and financial needs.
2. Loan Strategy – Identify the most suitable lending products and structures.
3. Application – Prepare and submit your application with supporting documents.
4. Approval & Negotiation – Work with lenders to secure favorable terms.
5. Settlement & Ongoing Support – Ensure funds are released smoothly and review facilities as your business grows.
    

FAQs

Q: Do I need to provide full financial statements for a commercial loan?
Most lenders require 2 years of financials, but some flexible options are available for newer businesses.

Q: Can I borrow through a company or trust?
Yes, commercial loans can be structured through companies, trusts, or SMSFs, depending on your strategy.

Q: What is the typical loan term for commercial lending?
Commercial loan terms often range from 1 to 25 years, depending on the loan type and purpose.