Smart Finance for Your Business Assets

Overview

Every business needs the right tools to operate and grow—whether it’s vehicles, machinery, or specialised equipment. At Ebony Finance, we help you secure asset finance solutions that keep your business moving forward without tying up valuable cash flow. Our role is to compare lenders, negotiate on your behalf, and find the right funding structure for your needs.

What You Can Finance

✅ Vehicles – Cars, vans, and trucks for business use.
✅Machinery & Equipment – Manufacturing, construction, or farming equipment.
✅ Technology & IT – Computers, servers, and office systems.
✅Specialized Assets – Medical equipment, tools, or other industry-specific needs.
 

Why Choose Ebony Finance

✅ Flexible Options – Finance leases, hire purchase, and chattel mortgages.
✅ Wide Lender Panel – Compare banks and non-bank lenders.
✅ Tax-Effective Structures – Solutions that may provide GST and depreciation benefits.
✅ Quick Approvals – Keep your business running without delays.
 

Step-by-Step Process

1. Discuss Your Needs – Understand what asset you want to purchase and your cash flow requirements.
2. Compare Finance Options – Identify the most suitable products (lease, loan, hire purchase).
3. Application & Approval – Submit documents and secure conditional approval.
4. Settlement – Funds released directly to supplier, asset delivered to you.
5. Ongoing Support – Review finance options as your business grows or upgrades equipment.
    

FAQs

Q: Can I finance second-hand equipment?
Yes, many lenders allow second-hand assets, subject to valuation and age of the asset.

Q: What’s the typical loan term for asset finance?
Usually 2–7 years, depending on the type of asset and your business needs.

Q: Do I need full financials for approval?
Not always—some lenders offer “low-doc” or streamlined approvals for certain assets.